Assessor Appraiser Licensing

Federal law requires that most appraisers have state certification. There is no such federal requirement for assessors, although some states require certification.

Appraisers generally value one property at a time, while assessors value many at once, but both occupations use similar methods and techniques. As a result, assessors and appraisers tend to take the same courses for certification. In addition to passing a statewide examination, candidates must usually complete a set number of on-the-job hours.

The level of certification determines what type of property a person may appraise. The two federally required certifications are:

• Certified Residential Real Property Appraiser

• Certified General Real Property Appraiser.

Being a Certified Residential Real Property Appraiser is the minimum requirement to appraise a residential property with a loan amount over $250,000 or any other type of property even if the loan amount is less than $250,000. To get this certification requires:

• an associate's degree or 21 units of continuing education

• 200 hours of appraiser-specific classroom training

• 2,500 hours of work experience over at least 2 years

Being a Certified General Real Property Appraiser permits a person to appraise any property of any type and any value. To get this certification requires:

• a bachelor's degree or 30 units of continuing education

• 300 hours of appraiser-specific classroom training

• 3,000 hours of work experience over at least 2½ years

Most states offer a third certification: the Licensed Residential Real Property Appraiser. With this certification, appraisers may appraise noncomplex one-to-four unit residences with a value of less than $1,000,000 and complex one-to-four unit residences with a value of less than $250,000. To get this certification requires:

• 150 qualifying education hours

• 2,000 hours of on-the-job training over at least 1 year

For all of these certifications, candidates must:

• have 15 hours of classroom instruction on the Uniform Standards of Professional Appraisal Practice
• pass an exam

In most states, people who are working on the requirements for licenses or certification as an appraiser are considered to be trainees. Training programs vary by state, but they usually require candidates to take at least 75 hours of specified appraiser education before applying for a job as a trainee.

Unlike appraisers, assessors have no federal requirement for certification. In states that mandate certification for assessors, the requirements are usually similar to those for appraisers. Some states also have more than one level of certification. 

For those states that do not require certificates for assessors, the hiring office usually requires the candidate to take basic appraisal courses, complete on-the-job training, and work enough hours to meet the requirements for appraisal licenses or certificates. Many assessors also have a state appraisal license.

Assessors tend to start working in an assessor’s office that provides on-the-job training; smaller municipalities are often unable to provide this experience. An alternate source of experience for aspiring assessors is through a revaluation firm.

Both appraisers and assessors must take continuing education to keep the license or certification. Requirements vary by state

Source:  Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook, 2012-13 Edition